Buying a home can be a difficult process and for many people, the process of getting a mortgage is the hardest aspect. There is a need to focus on your finances for a considerable period of time before you apply for a mortgage but even with this in mind, if you have a poor credit history, a mortgage lender may decline your application.
However, there is assistance for people looking to buy property and it is important to know what schemes are available to help people get a mortgage. The Government realises it is important to help people get on to the property ladder, and this is why there are a number of schemes that can make the difference in someone applying for a mortgage.
There’s still a lot of uncertainty surrounding the EU Referendum result. Guy Vaughan, senior valuer at Love Your Postcode explores the aftermath of Brexit on the property market.
The Council of Mortgage Lenders reported that buy-to-let lending rose again this Summer, increasing both month-on-month and year-on-year.
We’ve seen the Midlands buy-to-let lending become increasingly popular in recent years as the sector goes through fast growth following several years of depressed activity. If you’re considering a buy-to-let mortgage, our experts recommend the below. Continue reading
Taking out a mortgage is likely to be the biggest financial commitment you’ll ever make, so it’s vital you find the best deal you can. There’s plenty you can do to improve your chances of getting your mortgage application accepted – follow our top 10 tips to ensure you get the mortgage you want.